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CompTIA Security+ study material · question 274 of 611
A login arrives from an unexpected country, so the system prompts for an extra check. Does the geolocation signal count as an authentication factor?
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Answer: A. No, fraud indicators may inform risk but do not change the assurance level or substitute for a factor
Risk signals can trigger additional controls, but NIST is explicit that they are not authentication factors.
Source: NIST SP 800-63B Rev. 4 (NIST) — SP 800-63B-4 § 2 Authentication Assurance Levels